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Personal Debt Collectors for you

Last modified: October 27, 2023

First Choice Personal Debt Collectors For You

Frontline Collections has been the UK’s first choice for all Personal Debt Collection requirements since 2005.

We have helped businesses, sole traders and individuals recover monies that are lawfully and legally due to them.

Every year, millions of pounds worth of debts are owed to individuals up and down the UK.

There are many situations in which debts can arise, including:

  • A customer not paying for goods or services that have been provided.
  • Friends, family members or ex-partners not paying back the money they have borrowed.
  • A self-employed individual not being paid for work they have done.

These are some of the most common reasons for someone not paying back the money that they owe.

Regardless of the reason for being in a situation where debt recovery is needed, you need to get your debts back.

Personal Debt Collectors | Get Expert Help From A Professional Private Debt Collection Agency Now

Our friendly team of Debt Collection Experts is happy to help you today


Best Personal Debt Collectors – Various Options

When a debt is first made apparent, this can make the person who is owed the money feel stressed and upset. For those who are not versed on how to recover the debt, this can leave them feeling helpless.

Knowing how to get this back is important and will aid the success of recovering the money owed to you.  Many of the clients we have worked with wasted time and resources trying to collect debts before coming to ourselves.

Sending a letter before action or pre-action letter has become a popular choice for many who are owed money. Making communication with your debtor, such as telephone calls, could also take your debt a long way.

Taking legal action against the debtor or using debt recovery solicitors may also seem like a valid option. however this will can up costing more money due to excessive legal fees and court costs.

When you are owed money and need a dedicated debt collection service, you need to know who to turn to. Using a professional debt collection agency will always be the most effective method for getting paid.

If you find yourself in a situation where a private individual owes money to you, look no further than Frontline Collections.

In this article, we have put together a list of the top 5 reasons companies and individuals use us.

We invited some of our long-standing clients and partners to provide feedback and reasoning why they choose to work with Frontline Collections.

Why Are Frontline Collections The Number 1 Agency?


As a result of the feedback that was collated, this was the one of biggest reasons our clients have faith in our services. It goes without saying that this was an obvious choice for 100% of those that were asked the question.

This is supported by our unrivaled recovery rate of up to 90% on all undisputed debts.

FACT: One of our clients told us that we recover roughly 800% more than previous personal debt collectors that they have used.

Our proactive debt collection strategies coupled with passion and perseverance guarantee we recover far more than any other Private Debt Collectors.

Cost Effective

We minimise the cost of collecting unpaid debts. Our cost effectiveness is the second most common positive of using our services. When undertaking the debt collection process, it is recommended to find the most affordable service possible.

Many of our clients say we are pound for pound more cost-effective than any other personal debt collection agency. We provide a comprehensive service that has no hidden extras and is not a front for fee earning solicitors.

Professional Debt Collectors

Our professionalism is a highlighted and appreciated viewpoint of our service. We conduct our operations in a pragmatic fashion whilst maintaining professionalism when dealing with difficult and tense situations.

Our collection officers and agents work in a way that the relationship with your debtor will not be jeopardised.

Personal Debt Collectors for you Frontline Collections


As a results-driven organisation, our objective is to collect as much as possible as quickly as possible. Every case we deal with is dealt with by an experienced collections officer.

We do not operate call centres or perform conveyor belt procedures. We are very passionate about what we do and our objective to collect unpaid debts.

Lawful and Compliant

We conduct all operations in an ethical, lawful and compliant manner thus not creating any potential liability for our clients. We aim to deliver a service that goes above the normal expectation level.

Frontline Collections are an FCA regulated Debt Collection Agency. Positive ethics are part of the backbone at Frontline Collections and is why we have been out in front in the field of Private Debt Collection since 2005.

The UK’s Best Personal Debt Collectors

We work in partnership with Federal Management who are the UK’s Premier B2B Debt Collection Agency.

We assist people daily who are owed money and if we believe there is a valid debt to be collected, we will collect. A free assessment is given to all parties who enquire about our services.

From collecting an unpaid ccj to dealing with those that are self employed people and not been paid. We deal with all angles of debt collection. We are a Debt Collection Agency that helps individuals and a Debt Collection Agency that helps small businesses.

If you have a debt you would like recovered or simply to discuss the personal debt collection options available to you, call our friendly New Business Team on 0333 043 4425 today.

Personal Debt Collectors | Get Expert Help From A Professional Private Debt Collection Agency Now

Our friendly team of Debt Collection Experts is happy to help you today


Common questions about Personal Debt Collectors

What are Personal Debt Collectors?

Personal Debt Collectors are debt collection agencies that specialize in recovering monies owed on behalf of individuals. We work with clients who have unpaid debts from businesses and individuals, ensuring the highest levels of service.

How do Personal Debt Collectors help with CCJs?

If you have an unpaid County Court Judgement (CCJ), our personal debt collectors can you enforce it by the most appropriate means. With CCJ enforcement, it is not one size fits all.

How much do Personal Debt Collectors charge?

The cost of engaging with a personal debt collector varies depending on the size and complexity of your case. We will always provide you with a detailed estimate before we commence any work and our fees are clear, transparent and agreed up front.

Do Personal Debt Collectors use legal action?

We do not necessarily need to take legal action in order to recover monies owed to you, however, if necessary we can take appropriate action where possible. This will be clearly outlined in the estimate provided to you and all costs associated with such action will be agreed up front.

What is the process for appointing Personal Debt Collectors?

The process for appointing personal debt collectors is straightforward. When you contact us, one of our knowledgeable  advisors will discuss the details of your case with you and provide all necessary information on how we can help.

We will then send over a detailed estimate and contract for your approval before any work commences. This process is designed to ensure that you understand exactly what our service involves, so that there are no surprises once the process has begun.